Terms of Service

1. Agreement to Terms

By accessing and using Smart Asset Management (SAM), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at getsam.app (the "Service") operated by Smart Asset Management ("us", "we", or "our").

2. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times.

• Account Security: You are responsible for safeguarding the password and all activities under your account
• Unauthorised Access: You must notify us immediately of any unauthorised use of your account
• Account Limits: One person or legal entity may not maintain more than one free account
• Automated Accounts: Accounts registered by "bots" or other automated methods are not permitted
• Termination Rights: We reserve the right to refuse service or terminate accounts at our sole discretion

3. Acceptable Use

You agree not to use the Service:

• For any unlawful purpose or to solicit others to unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• To interfere with or circumvent the security features of the Service

4. Subscription & Billing

Some parts of the Service are billed on a subscription basis ("Subscription(s)").

• Billing Cycle: Subscriptions are billed in advance on a recurring monthly or annual basis, depending on your plan
• Auto-Renewal: At the end of each billing cycle, your Subscription will automatically renew unless you cancel
• Cancellation: You may cancel your Subscription renewal through your account settings or by contacting us
• Payment: A valid payment method is required to process the payment for your Subscription. You shall provide accurate and complete billing information
• Refunds: Subscription fees are non-refundable except as required by law or at our sole discretion
• Price Changes: We may adjust pricing with at least 30 days advance notice prior to any changes taking effect

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Smart Asset Management and its licensors.

• Protection: The Service is protected by copyright, trademark, and other laws
• Trademarks: Our trademarks and trade dress may not be used without prior written consent
• Your Content: You retain ownership of content you upload, but grant us a licence to use it for providing the Service
• Restrictions: You may not reverse engineer, decompile, or disassemble the Service
• Feedback: Any feedback or suggestions you provide may be used by us without compensation

6. Limitation of Liability

In no event shall Smart Asset Management, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Your sole remedy for dissatisfaction with the Service is to stop using the Service. The maximum aggregate liability of Smart Asset Management for all claims related to the Service shall not exceed the amount paid by you for the Service in the 12 months preceding the claim.

7. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

• Upon termination, your right to use the Service will cease immediately
• You may terminate your account at any time through account settings
• Termination will not relieve you of any obligations incurred prior to termination
• We may retain certain information as required by law or for legitimate business purposes
• You may request your data within 30 days of termination

8. Governing Law

These Terms shall be interpreted and governed by the laws of the United Kingdom, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms of Service, please contact us:

• Email: legal@getsam.app
• Contact Form: Get in touch

We will respond to legal inquiries within 5 business days of receipt.